Landlord has not paid the mortage

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Landlord has not paid the mortage

Postby gardenlaw » Wed May 26, 2010 8:50 am

I and my partner have been tenants of our house since 2004. We have a 2year old son. Out of the blue we have just received a letter from our landlords mortgae lender. They say they have a Court Order for possession and we have 2 weeks to leave. We are in a terrible state. Is there anything we can do?
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Postby gardenlaw » Wed May 26, 2010 9:00 am

If you want the Council to rehouse you DO NOT move out voluntarily. If you do the Council does not have to find you anywhere else.

Try to buy as much time as you can. You should write to the lender and suggest you pay the rent direct to them. Keep a copy of all the letters you write. If you ring them get a name and write down the date and details of the conversation. Perhaps this would carry more weight if it came from your local Citizens Advice Bureau.

Do not pay any more rent to your landlord. Put it on one side so you can pay it to the lender if they agree you can stay -- even if only for another month. If they refuse save the rent to help with a bond for a new house and removals.

If you then get a Court Order saying when the bailiff will come to evict you DO NOT IGNORE it. Get to the Court and say you want the Form to put in an application to suspend the Order. This Form may have come with the Court Order. Write down in the form your family details. Say you have offered to pay your rent direct to the lender and they will not accept it. Say you need at least 28 days to be vetted for another house and to try to borrow money for a bond and rent in advance. Say it has come as a great shock and you are doing your best to move out. Attach copies of all the letters from the lender and of your letters.
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Re: Landlord has not paid the mortage

Postby travistane » Thu Nov 24, 2011 11:48 pm

Try to have legal agreement , don't settle for just voluntarily moving out because as a long time renter of that house you are entitled of the landlord's explanation as well as how the process of mortgage is not paid without consideration that you are renting the property.
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