I have posted my views below, but would like to hear other's view's / experience's of legal expense / protection insurance.despair wrote:
This is yet more proof that having legal expenses insurance on your house policy is worth its weight in gold
ADD IT fast so that any other games this idiot plays are covered
I would not rely totally on legal protection/expenses insurance, as it may not cover everthing.
Boundary or Party wall disputes may not be covered as they are normally or can be resolved by surveyors.
Mediation to resolve the dispute, may not be covered.
Be aware of get out clause's which may be being used by some insurers. (The cost's to pursue the claim outways/exceeds the damages recoverable. Therefore not covered.)
Although there may be a complaint proceedure available should insurance co refuse to honour policy/cover. I would read the small print and find out exactly what is'nt / is covered, before buying.